• meet our insurance staff

    A Customer First Approach

    At Innovative Risk Services, we pride ourselves in our customer service and product offerings.

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  • auto insurance

    Questions about your auto coverage?

    Innovative Risk Services provides auto insurance coverage solutions.

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  • home insurance front porch

    A Homeowner’s Insurance Policy is Comprised of Many Coverages

    Ensure that you protect not only your home, but your personal belongings as well.

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  • business insurance

    Are you a business owner?

    Innovative Risk Services provides peace of mind solutions for your business.

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  • big rig sepia

    Custom Trucking and Motor Carrier Policies

    We work hard to ensure that you receive the right coverage to keep you and your truck moving.

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Innovative Risk Services | Insurance Agency

Innovative Risk Services is an independent insurance agency located in Historic Downtown Dalton, Georgia. With over 125 years of combined experience in insurance, Innovative Risk Services is proud to offer all lines of insurance to meet our client’s needs and cover their most valuable assets. We are committed to building long last relationships with our policyholders.

Licensed in Georgia, Tennessee, Alabama, North Carolina, and Kentucky, Innovative Risk is a small local agency with large capability.

Working with Innovative Risk is as simple as a call or a click. We will work with you to determine which coverages you want and need, and then shop your coverage’s with our large selection of A rated companies. Peace of mind begins when you know that your assets are covered.

Why an Independent Agent?

By choosing an independent agent you gain access to multiple companies with a variety of coverage options. Unlike captive companies, our carriers work exclusively with independent agencies. This allows us to get the best coverage possible for any risk you have personally or for your business.

Another positive of having an independent agent is that in the event of a large loss or claim, some captive companies will no longer accept your risk. This means you will be forced to find another carrier for your insurance needs. As an Independent Agency, we would always have another option.

Auto Insurance

Personal Automobile Policy Almost every state mandates Personal Automobile Cover...

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Business Insurance

Business Auto Business Auto Coverage is comprised of the some of the same parts ...

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Home Insurance

Homeowner’s Insurance Homeowner’s Insurance is a common coverage that most p...

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Life Insurance

We never know what life has in store. In today’s world, it is very important t...

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